22 OCTOBER 2025 

​

08:30-09:00

 REGISTRATION AND WELCOME COFFEE

Participants arrive, register, and enjoy welcome coffee

​

09:00-09:10

 WELCOME ADDRESS

Lilly Pavlou, Executive Director at QUBE Events

​

09:10-09:20

 CHAIRMEN  WELCOME ADDRESS

Welcome from the Chairmen: Setting the stage for the day's discussions​

• Overview of key challenges and opportunities in the payments and RegTech space

• Introduction of the event's goals and expected outcomes for attendees

 

09:20-09:45

 KEYNOTE SESSION + Q&A

The Future of Payments and Banking: Embracing Digital Transformation

• Exploring transformative trends, digital innovation, customer-centric solutions, regulatory evolution, and strategies for an inclusive financial ecosystem

• Discuss the impact of digital currencies and emerging payment technologies

 

09:45-10:15

PANEL DISCUSSION + Q&A

Cryptocurrency and Payments: Navigating the Evolving Landscape

• Regulatory Frameworks in Europe: Exploring the varying regulatory approaches across European nations regarding cryptocurrency usage, focusing on compliance, taxation, and consumer protection

• Impact of CBDCs on Traditional Payments: Analysing how the introduction of Central Bank Digital Currencies (CBDCs) is reshaping existing payment systems, potentially improving efficiency and security in transactions

• Integration of Crypto Payments: Discussing the growing acceptance of cryptocurrencies as payment methods and the challenges and opportunities this poses for merchants and financial institutions in adapting to consumer preferences

​

10:15-10:45

PANEL DISCUSSION + Q&A

Mastering Regulatory Changes in the EU: How Businesses Can Prepare

• Overview of the latest EU regulatory landscape impacting payments, including the current EU regulatory framework, which comprises PSD2 and AMLD6, and the proposed updates to PSD3 and AMLR. Anticipating future regulations, consumer rights, data protection, and anti-money laundering measures

• Provide practical insights on how to prepare for and comply with evolving regulatory requirements

• Highlight the implications of non-compliance and the importance of proactive risk management

 

10:45-11:15

PANEL DISCUSSION + Q&A

The Next Wave of the Consumer Payment Experience​

• Focusing on purpose-driven and predictive customer experiences in payments.

• Analysing changes in consumer expectations and behaviour within the EU context

• Modernising the consumer payment experience - real-world examples

 

11:15-11:45

NETWORKING COFFEE BREAK + ONE-TO-ONE MEETINGS

Opportunity for attendees to connect and discuss insights from the morning sessions

 

11:45-12:15

PANEL DISCUSSION + Q&A

Driving Innovation in Cross-Border Payments: Enhancing Efficiency, Security, and Compliance​

• Exploring new technologies and partnerships to streamline cross-border payment processes, including blockchain solutions, fintech collaborations, and AI for fraud detection and compliance

• Examine the role of blockchain technology in reducing costs and increasing transparency in cross-border payments

• Discuss strategies for mitigating fraud and ensuring compliance in international transactions

​

12:15-12:45

PANEL DISCUSSION + Q&A

Balancing Data Privacy with Crime Prevention

• Organisations must navigate the complex interplay between stringent data privacy regulations, such as GDPR, and the need for effective financial crime prevention measures, requiring careful management of consumer information

• Discuss best practices for balancing compliance with data privacy regulations and the need for effective financial crime prevention

• Analyse the legal implications of failing to adhere to both privacy and compliance regulations

​

12:45-13:15

PANEL DISCUSSION + Q&A 

Leveraging Technology for Enhanced Compliance

• The integration of Al, machine learning, and blockchain in transforming compliance practices for fraud detection, transaction monitoring, and risk management

• Showcase real-world case studies of successful technology implementation in compliance

• Discuss the challenges and opportunities of using Al and machine learning to enhance compliance processes

 

13:15-14:15

 NETWORKING LUNCH

Attendees network over lunch, fostering connections and discussions

​

14:15-14:45

PANEL DISCUSSION + Q&A 

Beyond PSD2:
Navigating the EU's Proposed Financial Data Access (FIDA) Framework​

• Deciphering the key elements of the FIDA proposal and its implications for data sharing across various financial sectors

• Discussing how businesses can prepare for and leverage the opportunities presented by the FIDA framework

​

14:45-15:15

PANEL DISCUSSION + Q&A

Driving Competition with Open Finance - How Can this Be Achieved Whilst Still Maintainting Security

• Looking at the benefits of an even playing field, and how we can ensure a fair ecosystem

• The future: Is AI needed for Open Finance to succeed?

​

15:15-15:45

NETWORKING COFFEE BREAK + ONE-TO-ONE MEETINGS

Take a moment to connect with fellow attendees and discuss key insights

​

15:45-16:15

PANEL DISCUSSION + Q&A

The Anti-Fraud Alliance:
Building a Real-Time Network to Outsmart Financial Criminals​

• Beyond Information Sharing: Exploring innovative technologies and collaborative platforms that enable real-time threat detection and coordinated responses to sophisticated financial crime attacks

• From Silos to Synergy: Debunking the challenges of data privacy and competitive concerns to create a truly unified front against financial crime - what are the carrots and sticks that work?

 

16:15-16:45

PANEL DISCUSSION + Q&A

Artificial Intelligence in Payments: Enhancements and Opportunities​

• Utilising AI for risk assessment and fraud detection in the payments sector

• Innovations in payment systems driven by machine learning technologies

 

​16:45-17:15

PANEL DISCUSSION + Q&A

The Current Payments Landscape:
he Surge of Instant Payments, Integration with A2A Transactions, and Their Impact on Industry Dynamics

• Instant Payments Standardisation: By 2025, instant payments are now the norm, enhancing real-time transactions and transforming consumer experiences

• Explore the shift towards instant payments and its impact on consumer behavior

• Analyse the growing synergy between A2A payments and traditional payment methods

 

17:15-17:45

EXPERIENCE SESSION – Founders Feature

Spotlight on innovative startups

 

17:45-18:00

CHAIRMEN CLOSING COMMENTS 

Summarising the key takeaways from the conference and addressing final questions from attendees

​

18:00-19:30

NETWORKING DRINKS RECEPTION

A closing networking reception to foster connections among attendees and speakers,

featuring local drinks & cuisine

​

​​